Lifeline Planning

Starting Out Single & Established Young Family Growing Family Empty Nesters
21 to 28 years old 29 to 40 years old 41 to 55 years old 56 years old & above
  • Single and living with parents
  • Internet savvy
  • Owns 1 to 2 credit cards
  • Frequent short trips traveler
  • Educated
  • Job seeker
  • Exploratory stage in insurance products
  • Single or in relationship
  • Established in career
  • Home owners
  • Supporting living parents
  • Aware on key insurance benefits
  • Young parents
  • Dual income
  • Mid career
  • Sensitive about budget
  • Plan for children’s education funding
  • Family holidays once a year
  • Appreciate health check
  • Supporting aging parents
  • Preparing for retirement
  • Spend above necessity products
  • Focus on wellness and health
  • Investing & saving for retirement
  • Focus on passive income growth
  • Frequent package tour traveller
  • Strive to stay healthy
  • Wealth preservation
  • Concerns on hospitalization cost
Starting Out Single & Established
21 to 28 years old 29 to 40 years old
  • Single and living with parents
  • Internet savvy
  • Owns 1 to 2 credit cards
  • Frequent short trips traveler
  • Educated
  • Job seeker
  • Exploratory stage in insurance products
  • Single or in relationship
  • Established in career
  • Home owners
  • Supporting living parents
  • Aware on key insurance benefits

Young Family Growing Family
29 to 40 years old 41 to 55 years old
  • Young parents
  • Dual income
  • Mid career
  • Sensitive about budget
  • Plan for children’s education funding
  • Family holidays once a year
  • Appreciate health check
  • Supporting aging parents
  • Preparing for retirement
  • Spend above necessity products
  • Focus on wellness and health
  • Investing & saving for retirement

Empty Nesters
56 years old & above
  • Focus on passive income growth
  • Frequent package tour traveller
  • Strive to stay healthy
  • Wealth preservation
  • Concerns on hospitalization cost

There are many key financial goals that a person seeks to attain during his or her lifetime. These goals change in accordance to one’s life cycle phase. Such goals include wealth accumulation, buying a new property, getting married, giving birth, setting up/running a business, protecting your assets, retiring with financial freedom, distribution, gifting and so on (and the list continues on).

At Terkaya Wealth Management, we discover, discuss and plan with you alongside to attain your financial goals. We are specialized in holistic lifeline planning which involves both risk management and wealth accumulation management.

We believe that your money should work harder for you. This is why we have various wealth accumulation and wealth enhancement tools at Terkaya Wealth Management to help you achieve your goals.

At the same time, protecting your wealth and assets is also another important aspect in lifeline planning. This is because nobody would want to spend their money on large hospitalization bills, accidents and so on.

Next, we believe that you would like your loved ones to be well taken care of in the event if any unforeseen circumstances happen.

There is so much to be done in order to ensure that all the financial goals in a lifeline are fulfilled and well taken care of.

Terkaya, Singapore’s Premier Legacy & Lifeline Planners

Some key areas of concerns include (not exhaustive):

  • Wealth Protection
  • Healthcare Protection
  • Wealth Accumulation
  • Retirement Planning
  • Legacy Planning
  • Estate Planning (Wills & Trusts)

To live a great life in your lifeline, talk to us today to understand more about Terkaya Lifeline Planning!